The Bank provides diversified financial products through its fourteen offices located in Abington, Ardmore, Bala Cynwyd, Plymouth dating, media and Philadelphia, pennsylvania and Cherry Hill, Voorhees as well as Haddonfield, nj.The Company may occasionally make written or oral "Forward looking records, Including statements contained in this release and in the Company filings with the Securities and Exchange Commission. The forward looking statements contained herein are subject to certain risks and uncertainties that could cause actual results to differ materially from those projected in the forward looking statements. for example, Risks and uncertainties can arise with changes in: General economic environments, Including turmoil in the financial markets and related efforts of government agencies to stabilize the financial system; The adequacy of our allowance for loan losses and our strategy for determining such allowance; Adverse changes in our loan portfolio and credit risk related losses and expenses; levels within our loan portfolio, Including our exposure to commercial real estate loans, And to our primary solutions area; Changes in charges of interest; Business problems in the financial services industry, Including cheap pressure among financial services companies, New service and product offerings by comptetitors, Price pressures and similar items; downpayment